Proposition 19 in 2025 – A Property Tax Break for Riverside County Homeowners

Proposition 19 in 2025 – A Property Tax Break for Riverside County Homeowners

If you’re a homeowner in Riverside County—especially if you’re over 55, downsizing, or planning a move—Proposition 19 might just be your secret weapon. This California law has been helping folks save on property taxes since 2021, and in 2025, it’s still a powerful tool for making your next chapter more affordable. Let’s dive into what it is and why it matters to you.

What Is Proposition 19?

Passed by California voters in November 2020, Proposition 19—aka the Home Protection for Seniors, Severely Disabled, Families, and Victims of Wildfire or Natural Disasters Act—changed the game for property taxes. Fully effective since April 2021, it’s designed to help homeowners aged 55+, those with severe disabilities, or anyone rebuilding after a disaster like a wildfire. For Riverside County residents, it’s a lifeline in a region where homeownership costs can add up fast.

The big perk? It lets qualifying homeowners transfer their low property tax base to a new home—anywhere in California—up to three times in their lifetime. Unlike the old rules (Propositions 60 and 90), you’re not stuck in the same county or forced to buy a cheaper replacement home. Whether you’re downsizing or relocating, Prop 19 keeps your tax bill from ballooning.

Why It’s a Win for Downsizers

Selling a big family home to move into something smaller can feel like a financial trap—why trade one high tax bill for another? Prop 19 fixes that:

• Keep Your Low Tax Rate
  If your current home has a tax base locked in from years ago (thanks to Prop 13’s limits on increases), you can take that rate with you. Even if your new home costs more, your tax base stays tied to the old property’s value, adjusted slightly. This means serious savings, especially in Riverside County where median home prices hover around $650,000 (as of early 2025).
• More Flexibility
  You can move anywhere in the state—not just Riverside County—and still claim this benefit. Thinking of a condo in the city or a cottage up north? Prop 19 has you covered.
• Three Chances
  You can use this tax transfer up to three times, giving you room to adapt as life changes—whether it’s downsizing now or relocating later.

Who Qualifies?

• Homeowners 55 or older.
• Those with severe disabilities (as defined by state law).
• Victims of wildfires or natural disasters rebuilding their lives.

Live in Riverside County and fit one of these categories? You’re likely eligible. There are some details—like timing your sale and purchase within two years—but it’s straightforward once you know the ropes.

The Emotional Side of Moving

Selling a long-time home isn’t just about numbers—it’s emotional. Years of memories and accumulated belongings can make it tough. That’s why we’re here with a proven process to help Riverside County homeowners declutter, stage, and transition smoothly. Our trusted partners—movers, organizers, and more—make it less about stress and more about starting fresh.

Want to Learn More?

Proposition 19 is a big deal, but it’s not one-size-fits-all. Curious how it applies to your situation? Check out the official details from the California State Board of Equalization here. Better yet, let’s talk it over. Call us or drop us an email to see how this tax break can work for you in 2025.

Here’s to smarter moves and bigger savings,

Othman Realty Group

(951) 333-5100 /  (951) 498-5152‬

realtor@othmanteam.com